Moss Bros. Honda of Moreno Valley's Finance Knowledge Center is your resource for understanding Honda auto loans, leasing, and monthly payment options. Explore tools and guides below, then start the process online when you're ready.
The Moss Bros. Honda of Moreno Valley finance department is focused on ensuring your experience is truly exceptional. Our knowledgeable and experienced finance managers are dedicated to the people and families of the Inland Empire, always following our motto "to not only meet, but exceed customer expectations." That means ensuring our customers are matched to the right finance program at the most competitive rates.
Finance Application
Automotive financing is an essential part of the car-shopping process for nearly every shopper. No matter your credit situation, we can help get you pre-approved for automotive financing. Start the process here, online, and save time with our online finance application.
Quickly calculate your monthly auto loan payments and see which Moss Bros. vehicles fit your budget.
Try it Now
What is the true cost of your loan over time? This quick guide will help you understand your payment.
View APR Chart
Learn what Moss Bros. does with your personal information and how Moss Bros. protects your privacy.
View Privacy FormLoans vs. Leases: What's the Difference?
Financing (auto loans) spreads the vehicle cost over time, while leasing typically focuses on paying for the vehicle's use during the lease term. To explore model incentives and financing details, visit our Honda Deals & Incentives page.
Financing Options for Every Buyer
Whether you're a first-time buyer or upgrading, our Honda financing knowledge center explains loans, leases, and payment plans to fit your needs.
First-Time Buyer Programs
Honda offers special incentives for new buyers. Use our finance application to see if you qualify today.
Trade-In to Lower Your Payments
Reduce your costs by applying the value of your current car. Start with our simple Trade Value Tool to see what your vehicle is worth.
Financing your Honda is easier than ever in Moreno Valley. Whether you're commuting along Eucalyptus Avenue or heading to Riverside for work, our local finance experts help you find terms that fit your lifestyle and budget.
Frequently Asked Questions About Financing
Can I get pre-approved for financing online before visiting a dealership?
Yes, you can apply online on our website. You can start your Car Loan Finance Application here.
Do you work with buyers who have bad credit or no credit history?
Yes, we work closely with a large number of lenders. Many of them specialize in helping customers establish or re-establish their credit.
What credit score do I need to finance a vehicle?
With our extensive network of lending partners, we can help secure financing for customers with a wide range of credit scores. Some lenders even offer loan programs for buyers with no established credit score.
What's the difference between financing and leasing?
When you finance a vehicle, you make monthly payments over an agreed term until you own the vehicle outright. Leasing works differently by deferring a portion of the vehicle's value until the end of the lease term. This typically results in lower monthly payments, but a balance remains at the end of the lease. At that point, you can finance the remaining balance or return the vehicle to the dealership.
How much should I put down on a vehicle?
We can often secure financing with as little as zero down. You can also use our Desired Monthly Payment tool to estimate your monthly payment based on your down payment.
Can I use my trade-in as a down payment?
Yes. Trade-ins are welcome, and if your vehicle has positive equity, it can be applied toward your down payment. You can also use our Trade-in Appraisal Tool to estimate your vehicle's value.
How long can I finance a Honda?
We work with lenders that offer financing terms of up to 96 months, depending on your qualifications and the vehicle.
What information do I need to apply for financing?
Our online credit application asks for basic information, including your name, address, Social Security number, date of birth, employer, and income.
How does financing a vehicle work at Moss Bros. Honda in Moreno Valley?
After you complete our online credit application, we electronically submit your information to a network of lenders serving Moreno Valley, Riverside, and the greater Inland Empire that best fit your financing needs. Once approved, the lender determines your loan terms, including the interest rate, loan length, and monthly payment.
Can I pay off my auto loan early?
Yes. All of our lending partners allow you to pay off your auto loan early without any prepayment penalties.
How do I check current financing and lease specials?
Visit our current Honda offers page to compare financing and lease incentives by model.
Financing doesn't have to be complicated. Call Moss Bros. Honda of Moreno Valley at 888-327-6689 or apply for financing online to get started today.
Sales Department Hours
- Monday 7:00am - 9:00pm
- Tuesday 7:00am - 9:00pm
- Wednesday 7:00am - 9:00pm
- Thursday 7:00am - 9:00pm
- Friday 7:00am - 9:30pm
- Saturday 7:00am - 9:30pm
- Sunday 7:00am - 9:00pm
